Car insurance question?

Car insurance question?

My car got hit... the bumper is almost falling off. It is not my fault and the other person's insurance is covering it and they are sending me a check to cover the cost of it being fixed. Here's the thing... my car is a POS. I doubt it's even worth $1000. Do I have to get my car fixed with the money? Or can I use it how I want (such to help get a new car with)? I know the ethical thing to do would be to get it fixed, but it may actually be totaled (still drivable but the cost of getting it fixed may be more than it's worth). I was thinking about telling the insurance company, but I don't want to risk losing the $ to get it fixed... I've heard of other people getting in accidents, then getting the check and just not getting the car fixed. Anyone know?

 

BEST ANSWER: Try this site where you can compare quotes:insure-cheap.info

 

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I have a WA state license and got a speeding ticket in NY state -- will my insurance rates go up?

The officer who issued the ticket in NY said that it was a 3 point violation (14 mph over the speed limit). But WA state does not have a points system. Will my insurance premiums go up? I have a bare bones Geico policy.

 

 

How do I get quotes on things such as insurance, utility cost, and building remodling?

how do I get quotes on things such as insurance, utility cost, and building remodling when I'm writing a business plan? We finally have found a great location for a bar and grill we have wanted to open and a business plan requires a lot of estimating costs and I want to find the most accurate figures so that I can set myself up for success.

 

 

Car insurance costs help?

I am an 18 year old looking to buy a car, so i need car insurance.. I live in Indiana. I have never recieved any tickets or warnings. Last year someone hit me, but it was her fault. Both insurances involved in that and the police have said it wasn;t my fault. The lady passed out while driving and hit me. Will that have an impact on me? What would be the cheapest place for me to get car insurance? For basic coverage and full coverage?

 

 

Which New York insurance is high?

I've heard New York insurance is high, but which one? Car, house, etc.? And why is it so high?

 

 

Is insurance required in north carolina?

if one had a car registered in georgia, he decided to pass through NORTH CAROLINA, the insurance expired, he gets pulled over. WHAT WOULD HAPPEN?

 

 

Car stolen, insurance paid out, car recovered.. What happens next?

My friend had his car stolen two years ago, and so he claimed on his insurance. After paying his excess, he received payment from his insurance company. Last week, his car was recovered. What happens with the car now? Will the insurance company keep it/sell it to cover what they paid out? Will it be returned to him?

 

 

Car insurance rate for teens?

I live in Detroit, MI so the insurance rate will go up just for that. I'm a very responsible student (I'm in the 10th grade). I would be using my grandparents' car. What would be the ranges for insurance roughly? I just want an estimate for how much it would be per year. Please help.

 

 

Do you know how much your health insurance premium will be going up?

I just received a newsletter from my health insurance company with these items: Health Insurer Fee to be phased in starting 2014: There will be a Health Insurance Provider Fee on premiums charged by health insurers. Some plans will be exempt, for example: Medicare, Medicaid, etc. It is estimated this will add at least 3 percent to insurance premiums. Congress anticipates $455 billion savings from cuts to both Medicare and Medicaid. Providers and healthcare facilities are expected to cost-shift expenses to commercial plans. The U.S. faces a shortage of primary care physicians (40,000 in the next decade), Oncologist (3,000 to 4000 already today), Nephrologists and -- perhaps the most scary -- Nurses (300,000) in the future according to one study. These figures do not account for the demand created by health care reform. So, we have a ways to go before we have reached our goal of affordable healthcare for every American. The Affordable Care Act is a good start toward that goal. What is the Affordable Care Act? .

 

 

Is there Constitutional precedent for requiring people to buy health insurance?

Car insurance is mandated because you're licensed to drive and the license can be revoked, but you're not licensed to live, so is there legal standing for requiring purchase of a product (health insurance)?

 

 

Are the insurance companies having a super party right now?

I mean it is now law that they will have a steady stream of customers. So are they psyched?

 

 

Am I covered by Insurance if I drive my girlfiends car?

I have insurance with progrssive on my cars and she has state farm on hers. Would I be covered ??? Thanks, Mud Bug

 

 

Auto insurance ????????

Is it cheap being on my dads auto insurance vs me buying my own. I thinking about getting rid of full coverage.

 

 

Help with Car Insurance/License!?!?

Okay, so I'm a 17 year old girl in michigan. I am planning to take my road test soon and then get my license. I have divorced parents and my grandfather on my moms side is going to buy me a car and keep it in his name. He is going to put me as the primary driver on this car and pay for the insurance. However; I live with my dad and therefore my address on my license will be at my dad's house, since you have to have proof of residency when you go to secretary of state. My dad has been extremely annoying about this situation, saying that his car insurance will go up since I live here, so I need to know if it will or not. The people I have talked to so far say that it won't since I am not a driver on his car or his wife's. I've been wanting to get my license so I can get a job and whatnot for over a year now, so please help me with your experience. Thank You :)

 

 

Cheapest car insurance for 17 year olds in the Uk?

Hi, 17 in a week and was wondering what the cheapest insurers would be for 17 year olds, I know there won't be no cheap cheap ones because, well I'm 17 lol but anyone have any ideas? is it worth looking on go compare etc?

 

 

Insurance adjusters?

I'm looking for a school in southern california that offers training in insurance adjusting. i'm trying to obtain my license in california and want to take a course

 

 

What would my insurance be with a DUI with a 2001 Ford Mustang GT? Nothing else on my driving record.?

I was in an accident but no one was hurt. I am thinking of getting this car but want to have an idea how much my insurance is going to be. I live in California.

 

 

How long, on average, does it take to learn to drive an automatic in the UK?

I'm a US citizen, with a US driving licence. I've relocated to the UK recently, and need to learn to drive fast! I don't want to drive on my US licence cos the insurance costs too much. I've never driven a stick shift and think learning in an automatic will be easier. As I'm already used to driving an automatic and just need to learn the UK roads, how long do you think this will take? Anyone got any experience of this? Thanks for replies in advance !

 

 

Do motorbike insurance count towards my no claims?

i have 2 years no claims on my car insurance and am looking to geta motorbike. will my motorbike insurance go towards my no claims in total

 

 

Is insure.com legit?

I was wondering if the site insure.com is legit and If they have good rates

 

 

What is the best life insurance company?

what it the most reptuable life insurance company

 

 

Motorbike and car insurance?

With fuel prices in the uk soaring and having to drive 120 miles a day I am seriously considering buying a motorbike to save both time and money. Thing is I'm gonna still need a car for the winter months when we have to deal with increasingly heavy winters... So my question is do i have to pay 12 months insurance for both a car and a bike or is there any way of having a policy that I can put on hold for the months that either vehicle isn't being used?

 

 

What is a good long-term health insurance policy for international stays?

I am planning to move to Germany in spring and require acceptable, long-term and affordable coverage. What is a good company and policy for me to look in to? I've seen several offers but only one I could afford because it had a deductible of 10k$. Is there better?

 

 

Car insurance... HAVE THEY GONE MAD?

Basically I am 16 and looking to buy a car that needs work, so that I have a car for when I pass my driving test. I have pretended I was born a year earlier which would make me 17 and eligible for insurance, but all the other details are true. I have also added my dad on the policy and the cheapest I got quoted was nearly 4000, and it's not like i'm going to be driving a rocket ship its a 1989 subaru justy 1.2l engine, which I have valued at 500 (double what its worth). Thus I am struggling to see why it costs so much?? BTW IT'S FIRE AND THEFT NOT EVEN FULLY COM

 

 

My insurance adjuster wont give me enough money for my car repair?

A guy hit my car and his insurance said my car is worth less that what it really is the damage for my car is worht $3000 but they will only give me $2200 for it also on the evaluation report they made they said my car was in a worser condition than it really is. What can I do to get what i deserve? i don't want to settle for less

 

Car insurance question?

My car got hit... the bumper is almost falling off. It is not my fault and the other person's insurance is covering it and they are sending me a check to cover the cost of it being fixed. Here's the thing... my car is a POS. I doubt it's even worth $1000. Do I have to get my car fixed with the money? Or can I use it how I want (such to help get a new car with)? I know the ethical thing to do would be to get it fixed, but it may actually be totaled (still drivable but the cost of getting it fixed may be more than it's worth). I was thinking about telling the insurance company, but I don't want to risk losing the $ to get it fixed... I've heard of other people getting in accidents, then getting the check and just not getting the car fixed. Anyone know?

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